Get Quick Audio / Video Contractor Insurance Rates / Quotes

Let Us Help You Prepare For Anything That Comes Your Way.

No mater what type of contract you are we we have you covered. A lot of companies quickly realize their business insurance needs go beyond basic liability and commercial auto insurance. We will make sure to shop the market to find you the best coverage at lowest price.

Whether you’re a Audio / Video contractor or any other type of contractor, you are in Good Company when you work with Coral Point Insurance Services, the Insurance Professionals. We have been in business over 17 years providing quality insurance products and great customer service to our clients. We are an independent agency, free to shop the marketplace to provide your business with the best insurance carrier’s at the most competitive rates. Simply complete our Quick and Easy Online Forms and get Quotes Fast! You can also Fax us at 858.923.2171, email us at or simply give us a call at 800.962.0054. Our Friendly Agents and Customer Service Department are here to help you with what ever you need. We make getting Insurance Easy.

Products & Services

What is General Liability Insurance?

General Liability Insurance (GL) is coverage that can protect you from many types of claims including personal injury, property damage, bodily injury and others that can come from your business operations. General liability insurance also can be combined with property insurance in a Business Owners Policy (BOP).

Who Needs General Liability Insurance?

As a small business owner or contractor, you need general liability insurance to protect yourself and business. A single accident could result in a claim may be too big for you to handle alone. A great way to defend against this type of situation is to make sure you have general liability insurance.

General Liability Insurance for Business

If you’re a Business Owner, you might only need general liability insurance and not a Business Owners Policy (BOP). For instance, you might not own any commercial buildings that need property insurance, or need to cover operating costs or payroll. However, you can still be exposed to liability risks in your profession.

Highlights:

  • Quick & Easy Online Form Or Give us a Call 800-962-0054 and get a Quote from one of our Friendly Agents
  • Same Day Certificates of Insurance to your Customers
  • We will Shop the Best “A” rated Carriers for you
  • New Construction, Room Additions, Service and Repair (including Apartments & Condos)
  • Commercial, Residential, Industrial
  • All Types of Contractors including Home Builders, Framers, Roofers, Plumbers, Excavation, Grading, Plastering, Drywall, Concrete, Janitorial, Handy-Man and more…
  • We Provide Superior Customer Service and Quick Claim Reporting
  • Blanket Additional Insured’s with Primary Wording, Waiver of Subrogation at NO Charge
  • Very Low Premiums and Down Payments (payment plans available)
  • Accounts with Claims – No Problem
  • Additional Insured Requirements – Just let us know what you need.

What is Workers Compensation

Workers’ Compensation Insurance (Work Comp or WC) is a required type of insurance carried by many businesses. Workers’ Comp insurance covers medical costs and a portion of lost pay for an employee who is injured or becomes ill on the job. Workers’ Comp insurance also defends companies from being sued by employees for workplace environment that can cause an illness or injury.

Who Needs Workers’ Compensation Insurance?

Workers’ Comp Insurance is required by law in most states. Work comp laws are intended to ensure compensation by employers for part of the cost of injuries, or some cases, for work-related illnesses, received by employees in the progress of their work.

About Workers’ Compensation

Workers’ Comp insurance usually only covers illnesses or injuries when they happen as a result of responsibilities performed on the job while working.

Highlights:

  • Quick & Easy Online Form Or Give us a Call 800-962-0054 and get a Quote from one of our Friendly Agents
  • Same Day Certificates of Insurance to your Customers
  • We will Shop the Best “A” rated Carriers for you
  • Same Day Certificates of Insurance to your Customers
  • We Provide Superior Customer Service and Quick Claim Reporting
  • Very Low Premiums and Down Payments (payment plans available)
  • We quote All Types of Businesses Including Contractors
  • Class Codes for Contractors include: Carpentry, Masonry, Door & Window, Electricians, Plumbing Painting, Fence, Concrete & Cement, Fence, Lathing, Cabinets, and many more

License Bonds

License and permit bonds, also known more simply as “license bonds” or “permit bonds,” are a specific type of commercial bonding. Government agencies require business owners in certain industries to purchase these bonds before they can be legally licensed. They protect consumers by guaranteeing businesses adhere to laws and other regulations enforced by federal, state and local government agencies. Learn More

Contract Bonds

  • Bid Bonds

    Bid bonds make sure that contractors submit serious bid proposals. These bonds reassure project developers that bidders have the financial credentials necessary to accept the job. If a bid is selected and the contractor declines the job or retracts the bid, the project developer can make a claim on the bond to recoup the difference between that bid and the next-highest bid. Learn More

  • Performance Bonds

    Performance bonds guarantee that contractors complete projects according to contractual terms. If a contractor fails to do so, the project developer can make a claim on the bond to access funds that can be used to pay a second contractor to finish the job. The Federal Miller Act requires that performance bonds be used on all federally funded projects worth $100,000 or more. Learn More

Business Bonds

  • Employee Dishonesty

    Business service bonds protect consumers from the potential theft that could be committed by company employees who work in clients’ homes or offices. Business service bonds are optional insurance products that are purchased by many different types of businesses, such as:

    • pest control services
    • general repair services
    • pool cleaning services
    • security/surveillance guards
    • carpet cleaning companies
    • locksmiths
    • painters
    • moving companies
    • and much more..

If your employees work in clients’ personal spaces, purchasing a Business Service Bond is an impactful, cost-effective way to promote your company as a credible enterprise that has clients’ best interests in mind. Learn More

General Liability

Learn More

Workers Compensation

– Learn More

Tools & Equipment

Bid bonds make sure that contractors submit serious bid proposals. These bonds reassure project developers that bidders have the financial credentials necessary to accept the job. If a bid is selected and the contractor declines the job or retracts the bid, the project developer can make a claim on the bond to recoup the difference between that bid and the next-highest bid. Learn More

Property Insurance

Performance bonds guarantee that contractors complete projects according to contractual terms. If a contractor fails to do so, the project developer can make a claim on the bond to access funds that can be used to pay a second contractor to finish the job. The Federal Miller Act requires that performance bonds be used on all federally funded projects worth $100,000 or more. Learn More

Commercial Auto Insurance

Business service bonds protect consumers from the potential theft that could be committed by company employees who work in clients’ homes or offices. Business service bonds are optional insurance products that are purchased by many different types of businesses, such as. Learn More

Surety Bonds

  • Contractor License Bonds
  • Contract Bonds
    • Bid Bonds
    • Performance Bonds
  • Business Bonds
    • Employee Dishonesty Bonds